personal insurance
CRITICAL illness INSURANCE
A critical illness diagnosis can be overwhelming—both physically and financially. Critical illness insurance provides a lump-sum payment to help cover medical expenses, time off work, and other financial needs during your recovery. With coverage for conditions like cancer, heart attack, stroke, and more, this insurance offers the support you need when facing a serious illness. Return of Premium is a feature you can get with your critical illness policy - if you don’t claim a payout during the term you will receive 100% of your premiums back.
DISABILITY INSURANCE
If you’re unable to work due to illness or injury, disability insurance ensures that you still have an income to rely on. With long-term disability insurance you can protect your income and maintain your lifestyle, whether you’re sidelined for a few months or facing a longer-term disability, up to age 65. Return of Premium is a feature you can add to your disability policy which pays you back 50% of your premiums every 7 years.
LIFE INSURANCE
Life insurance is about more than just leaving a legacy; it’s about giving your loved ones financial security when they need it most. We offer a variety of life insurance options tailored to your individual situation, whether you’re looking for term life insurance to cover specific financial responsibilities, or permanent life insurance for long-term protection and wealth building.
“Amber was very knowledgable and helpful in my pursuit of critical illness insurnace. she showed up to our meeting with all of the information I required to mkae a decision, and was able to do all of the screening/questionnaire right there with me. a couple of docusign’s later and I’m insured! it’s one of those things that you hope you never need, but in a world with so many unknowns, I want to know that my family will be taken care of in the event of an illness. thanks to amber I have that piece of mind”.
Jen